MONEY FLOW · BY RESTIE CHAVEZ

Money Flow: Lifestyle And Freedom Tracker

Start with the life you want. Then see how much money it takes to support it.

₱995 One-time payment

Introductory price. Price may increase without notice.

GET MONEY FLOW →

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What you get

  • Target revenue calculator
  • Automatic purpose-driven allocations
  • Separate personal and business expenses
  • Spending power and progress tracking
  • Daily transaction record
  • Income source analytics and monthly performance chart
  • Reusable monthly template with customizable allocations
FORMAT Google Sheets
DEVICE Laptop / desktop
PAYMENT One-time
SKILL LEVEL No advanced spreadsheet skills needed

SEE HOW IT WORKS

Watch your numbers move.

See what happens as money comes in, gets allocated, and moves through the month.

Money Flow animated demonstration

THE IDEA BEHIND MONEY FLOW

Your income is only one part of the picture.

Knowing how much you earn doesn't automatically show how much is available to spend, where your money is going, or how close you are to the lifestyle target you set. Money Flow brings those numbers together so you can see your position more clearly.

Money Flow dashboard showing money tracking and progress

HOW IT WORKS

Four parts. One clearer picture.

Money Flow doesn't tell you what to do. It shows you what's happening with your money and how your current position compares with the target you set.

01 Money In
02 Money Out
03 Spending Power
04 Progress

DAILY RECORD

Know where the numbers came from.

Record daily money movements and keep the month's transactions in one place—so the numbers you see have a record behind them.

Money Flow daily transaction record and pipeline

WHAT'S INCLUDED

Built to make the numbers easier to see.

01

Target Revenue

Automatically calculates the gross revenue required to reach your target spending power.

02

Purpose-Driven Allocations

Allocates incoming revenue across Tithe, Giving, Investment, Enjoyment, Cash Reserves, Contingency, and Growth.

03

Expense Separation

Keeps personal and business expenses separated for a clearer view.

04

Visual Progress Tracker

See how close you are to your monthly target.

05

Daily Breakdown

See daily allocation amounts without manually calculating them.

06

Financial Freedom Indicator

See your current position relative to the target you've set.

07

Income Source Analytics

See which income sources contribute to your total revenue.

08

Monthly Performance Chart

Visualize transaction history and monthly revenue performance.

09

Auto-Updating Dates

Duplicate the template for a new month without rebuilding dates manually.

10

Customizable Allocations

Adjust allocation percentages, including setting a fund to 0% when needed.

WHY IT WAS BUILT

540+ hours went into this.

I spent over 540 hours engineering and refining Money Flow so the experience could stay simple, clear, and friction-free.

Money Flow shows you the revenue, allocations, expenses, and progress behind the numbers.

You decide what to do next.

MONEY FLOW

Start with your spending power.

Set your target. See your money move. Understand where you stand.

₱995
GET MONEY FLOW →

One-time payment · Google Sheets · Laptop/desktop use

FAQ

A few things to know before you decide.

Is Money Flow an app?

No. Money Flow is a Google Sheets-based money tracking and visibility tool.

Can I use Money Flow on my phone?

Money Flow is designed for laptop and desktop use. It is not optimized for mobile devices.

Do I need to know Excel or Google Sheets?

No advanced spreadsheet knowledge is required. Money Flow is designed to keep the experience simple and straightforward.

Does Money Flow tell me what I should do with my money?

No. It shows what is happening with your money, your current position, and your progress toward the target you set. You decide what to do next.

Can I use it again next month?

Yes. You can duplicate the sheet for a new month and keep each month's money movements in its own record.

Is the ₱995 price permanent?

No. ₱995 is introductory pricing. The price may increase without notice.

© 2026 Restie Chavez. All rights reserved.

DISCLAIMER: Informational and educational content only. No guarantee of financial, personal, professional, or other results is expressed or implied.